What is zakat?
Zakat is one of the pillars of Islam: giving 2.5% of your wealth each year to those entitled to it, once your wealth reaches the nisab and has been held for a full lunar year (hawl).
How to calculate it
- Add your cash, bank balances, the value of your gold and silver, shares and business goods, and money owed to you that you expect to receive.
- Subtract debts that are due now.
- If the total is at or above the nisab, zakat is 2.5% of it.
zakat = (assets − debts) × 2.5% if ≥ nisab
Nisab: 85 g of gold or 595 g of silver
The silver nisab is much lower, and many scholars recommend it for cash because it benefits the poor more; others use the gold nisab. Choose the basis in the calculator.
Gold jewellery
Scholars differ on jewellery worn regularly: the Hanafi school requires zakat on it, while most other scholars do not. Gold kept for saving or trade is zakatable by agreement. Ask a scholar if unsure.
A helpful estimate — it does not replace religious advice.
Frequently asked questions
What is the nisab today?
The value of 85 g of 24K gold or 595 g of silver; the calculator shows it in your currency at today's prices.
What percentage is zakat?
2.5% of zakatable wealth, once a lunar year.
Can I pay zakat in Saudi riyal or Indian rupee?
Yes. Choose any currency and the gold and silver prices are converted automatically.
Are debts deducted?
Debts due now are deducted; scholars differ on long-term debts such as mortgages.